Key Rules of Baccarat: A Guide for Starters

Basic Game Steps
Baccarat is a popular casino card game played between two sides – the Player and the Banker. Players place bets before cards are distributed, choosing which side will win. 온카스터디 공식파트너 확인
Card Worth and Scores
- Cards 2-9: Their face value
- 10s and face cards: Count as zero
- Aces: Worth one point
- The goal is to score as close to 9 as possible
- Achieving 8 or 9 on the initial two cards results in an immediate win
Rules for Drawing Cards
The Player side adheres to strict rules:
- Stands at 6-7
- Draws a card at 0-5
- Wins immediately with 8 or 9
The Bank side operates based on predefined rules:
- Moves depend on the Player’s third card
- Comprehensive regulations dictate each action
- Adheres to systematic procedures
How to Win and Get Paid
Winning bets receive even money (1:1), but Banker wins commonly incur a 5% commission. The tie bet offers higher payouts but involves greater risk.
Smart Moves
Understanding these fundamental rules aids players in making informed choices. Banker bets have a slightly higher probability of winning, while Player bets are uncomplicated and come with no commission.
Getting to Know the Baccarat Table Set Up
Key Parts of the Table
The baccarat table layout accommodates several players, with betting spots ranging from 7 to 14.
Each location comprises three main areas: Player, Banker, and Tie options for wagers.
Area for the Dealer
The center of the table is designated for the dealer, with sections for both Player and Banker cards.
Adjacent to this is the commission box required for collecting the 5% on Bank wins. The table also distinctly designates the tie bet area.
Watching Scores and Bet Limits
Scorecards and electronic displays present previous game outcomes, tracking wins for both Player and Banker. the Edge of Bold and Cautious Moves
The table explicitly indicates minimum and maximum bets. Although many can participate, the game only deals with two sides – the Player side and the Bank side.
More on the Table
- Clear labels for each betting area
- Markers for keeping track of Bank bet commissions
- Tools for recognizing patterns
- Well-displayed player numbers
- Highly visible table limit signs
Steps in Basic Baccarat Play
Know the Main Play Steps
Playing baccarat begins with choosing where to place bets.
The options include three primary wagers: the Player side, Banker side, or a tie. Bets are set before cards are dealt.
Giving Out Cards and Counting
The dealer deals two face-up cards to both the Player and Banker areas. The objective is to attain a total nearest to 9.
Card values follow established rules:
- Face cards and tens = 0
- All other cards = Face value
- If the total exceeds 9, drop the first digit (7+6=13 becomes 3)
Wins Right Away and Drawing Rules
A natural win occurs when a hand scores 8 or 9 with the first two cards. In this scenario, no additional cards are drawn.
If not, specific third card rules apply:
- Player side acts first
- Bank side follows
- Dealer implements all drawing rules
How to Win and Payout
The hand closest to 9 prevails after all cards are dealt.
Players who make correct predictions receive payouts based on their wager choice. Banker and Player bets generally provide even rewards, but Tie bets may offer higher returns at several tables.
Guide on Baccarat Card Worth and Scoring

Basic Card Values in Baccarat
Number cards 2-9 retain their face value during play.
10s and face cards (Jacks, Queens, Kings) equate to zero, and Aces hold a value of one point.
This straightforward scoring system is essential for engaging in the game.
Finding Hand Totals
Baccarat scoring employs only one digit. When totals exceed 9, the tens digit is removed from the calculation. For example:
- 7 + 8 = 15 becomes 5
- 9 + 6 = 15 becomes 5
- 4 + 2 = 6 remains 6
Top Score and Winning
The optimal score in baccarat is 9, representing the strongest hand.
Players wager on either the Player or Banker side, with the side closest to nine prevailing.
In baccarat, hands cannot exceed nine—a combination yields a final score between 0 and 9.
Smart Scoring Rules
- Single-digit totals (0-9) remain unchanged
- Double-digit totals omit the leading digit
- Three-card totals use only the last digit
- Immediate wins occur with two initial cards scoring 8 or 9
Player Hand Rules in Baccarat
Main Drawing Needs
The Player hand rules adhere to a precise sequence after card distribution.
These essential rules govern all player actions at the baccarat table, simplifying decision-making.
Hands That Win Right Away and When to Hold
A natural 8 or 9 with the first two cards prompts the hand to stand.
Additionally, hands totaling 6 or 7 must hold, disallowing additional cards.
Must-Take-Card Times
Hands totaling 5 or less are required to draw a third card.
This rule is strictly observed and cannot be bypassed by preference or strategy.
Order of Plays
The Player side always acts first, establishing a critical sequence affecting the Bank side’s actions.
The Player’s third card influences how the Bank’s rules apply through a defined mathematical process.
Deep Look at Banker Hand Rules in Baccarat
Key Bank Drawing Rules
Bank hand rules form an integral aspect of baccarat, adhering to precise arithmetic based on the bank’s initial total and the player’s third card.
These established rules ensure uniform play at all baccarat tables.
Must-Draw Times
- Totals 0-2: The Bank invariably draws a third card
- Total 7: The Bank consistently holds
- Totals 8-9: A natural hand – no new cards drawn
Rules Based on Condition
Bank Total of 3
- Draws with all player third cards except 8
- Basic draw if Player holds
Bank Total of 4
- Draws when the player’s third card is 2-7
- Holds with the player’s third cards 8-9
- Basic draw if Player holds
Bank Total of 5
- Draws only with player’s third cards 4-7
- Holds in other scenarios
Bank Total of 6
- Draws only with player’s third cards 6-7
- Holds position otherwise
Simple Holding Rules
When the player doesn’t draw a third card, the bank follows a clear procedure:
- Draw: Totals 0-5
- Hold: Totals 6-9
All About Baccarat Betting Options and Payouts
Main Bet Choices
Baccarat offers three primary betting options: Player (Punto), Banker (Banco), and Tie.
Understanding each bet’s payout is crucial for developing sound betting strategies.
Usual Payouts and Game Edge
Player Bet
- 1:1 payout (even cash)
- Bet $100 to win $100
- House edge: 1.24%
Banker Bet
- 1:1 payout with a 5% commission
- Bet $100 to win $95
- House edge: 1.06%
Tie Bet
- 8:1 or 9:1 payout (varies by location)
- Bet $100 to win $800 or $900
- House edge: 14.36%
Rules for Betting
Core betting procedures:
- Place bets before cards are dealt
- Position chips in the appropriate betting areas
- No bet changes after the “no more bets” announcement
When It’s a Tie
In the event of a tie:
- Player bets remain unchanged
- Bank bets are refunded
- Only Tie bets receive payouts
Smart Moves
The Bank bet features the lowest house edge at 1.06%, making it the statistically favorable bet despite the commission.
The Tie bet, although offering higher payouts, carries substantial risk and is generally not advisable for strategic play.